Norm the polar bear does not know how to hunt, but he does possess the unique ability to talk to humans. When the wealthy Mr. Greene unveils his idea to build luxury houses in the Arctic, Norm realizes that his beloved home is in jeopardy. Accompanied by three mischievous lemmings, Norm stows away on a ship to New York City. Once there, he meets a surprising ally who helps him hatch a scheme to sabotage the developer's unscrupulous plans.